Looking back at 2014 and ahead to 2015

Posted on Posted in Bibby Financial Services, Blog, David Postings

I started this blog in the second quarter of the year, with a blogpost titled First quarter optimism and while there has been cause for some optimism in the economy, I believe that 2015 should be approached with an element of caution. There is already talk of stagnation in the global economy and falling exports in the Eurozone, and this is likely to have a knock-on effect to the UK over the coming months. Much […]

David Postings looks back at the first half of 2014

Posted on Posted in Bibby Financial Services, Blog, David Postings, News

There was a noticeable upturn in the economy during the first half of 2014, however, it now seems likely that growth will start to slow over the coming months. The Bank of England has already indicated that it plans to raise interest rates early next year and this will undoubtedly affect growth in the UK as will the tightening of mortgage lending processes and criteria. We’ve noticed that despite a positive outlook, the market has […]

David Postings: Is self-funding sustainable for businesses?

Posted on Posted in Bibby Financial Services, David Postings

Bibby Financial Services recently commissioned a study of 1,000 SME owners on a range of topics, including how they choose fund their businesses. When I saw the results, I was surprised to find that an increasing number of them were self-funding. In fact, self-funding has increased by 18 per cent since the start of the 2014. It is now the most popular form of funding, with 44 per cent of businesses surveyed using their own […]