Transactional funding and the art of building relationships

Posted Posted in Digital, Funding, Funding relationships, SMEs

We’re living in a time of exciting change where the word “digital” is on many lips. A recent internal presentation from IBM declared that “digital disruption has already happened” given that Uber is the world’s largest taxi company without owning any taxis and Airbnb is probably the largest accommodation provider without owning any properties. What sets these digital services apart is that they do not seek to replace people with technology. They simply utilise technology […]

Attitudes Towards Enterprise

Posted Posted in Bibby Financial Services, Blog, Enterprise, Enterprise Bill, Finance, Late payment, News, Payment disputes, Small business commissioner, Small businesses, SMEs

The Government published its Enterprise Bill on 17th September, which aims to cement the UK’s position as the best place in Europe to start and grow a business. Measures in the bill include reforming the Business Rates Appeals system so that it is more transparent and easier to understand, shifting and reducing the regulatory burden on businesses and extending the Business Impact Target to include regulators. It will also change the way that the term […]

A response to “Fixing the foundations: Creating a more prosperous nation”

Posted Posted in David Postings, SMEs

The Business Secretary, Sajid Javid, recently released a plan to tackle the issue of low productivity in the UK. The 82 page report has both commendable and questionable parts but it does nothing to address the productivity puzzle and tellingly, productivity does not even appear in the paper’s title. Having reviewed the report in detail, this is my analysis of what we should keep and what we should bin. Policies to keep I’ve always said […]