Attitudes Towards Enterprise

Posted on Posted in Bibby Financial Services, Blog, Enterprise, Enterprise Bill, Finance, Late payment, News, Payment disputes, Small business commissioner, Small businesses, SMEs

The Government published its Enterprise Bill on 17th September, which aims to cement the UK’s position as the best place in Europe to start and grow a business. Measures in the bill include reforming the Business Rates Appeals system so that it is more transparent and easier to understand, shifting and reducing the regulatory burden on businesses and extending the Business Impact Target to include regulators. It will also change the way that the term […]

Reflections on the changing funding world

Posted on Posted in Asset based finance, Banks, Bibby Financial Services, Blog, Chancellor of the Exchequer, Crowdfunding, David Postings, Economic growth, Invoice finance, Leasing, News, Non-bank lending, P2P lending, Regulation, SMEs

Some onlookers thought that 2015 would be the year when we might be able to move on from the fallout of the financial crisis, with UK banks finally forgiven for their past misdemeanours. There were positive murmurs from the Government and a clear desire to get on with the vital work of restoring trust and confidence in the financial services sector. Indeed, in his June Mansion House speech, Chancellor George Osborne spoke about the UK […]

Keep a weather eye on the global climate

Posted on Posted in Bank of England, Bibby Financial Services, Blog, China, David Postings, News, SMEs

Clouds gathering over the global economy have implications for all businesses. From small wholesalers to the largest corporates, no business is fully immune to the effects of a global downturn. I’ve cautioned for some time that another economic slump could be on the horizon and there are a number of significant challenges for nations across the world to contend with. Recent ripples emanating from China have pushed this train of thought to the fore as […]

A new opportunity

Posted on Posted in Bibby Financial Services, Blog, David Postings, News

Last week, I was appointed as Global Chief Executive for Bibby Financial Services. I first joined BFS in April 2012 as UK CEO and since this time I have been consistently impressed with the determination, commitment and spirit of the people within this business. In the announcement of my appointment, I commented that BFS was a progressive company with fantastic people and genuine commitment to delivering market leading service to our clients. I meant all […]

Queen’s Speech: More questions than answers?

Posted on Posted in David Postings, News

In my last blog I revealed the policy ‘wish list’ of owners and decisions makers of 1,000 small and medium sized businesses. The overall take away was that SMEs want the Government to let them get on with running their businesses, without creating change simply for the sake of change. Last week in the Queen’s Speech, the Government announced its policy intentions for the year ahead with some positive signals for SMEs, though uncertainty still […]